About handle
How It Works
Recent Purchases
RESOURCES
Start Investing
Start Investing
CALCULATOR
Property Investment Forecast
Property acquisition
Purchase price
Deposit (%)
0% for refinance
Land value ($)
Starting rental yield (% p.a.)
Gross yield on purchase price
State
NSW
VIC
QLD
WA
SA
ACT
NT
Loan details
IO rate (%)
P&I rate (%)
Loan structure
Interest only (IO)
Principal & interest (P&I)
Loan term (years)
Marginal tax rate (%)
Growth & expenses
Yr 1–3 growth (%)
Yr 4+ growth (%)
Rent growth (% p.a.)
Expense growth (% p.a.)
Mgmt fee (% of rent)
Water rates
Council rates
General repairs
Insurance
Depreciation (yr 1)
New builds only
Toggles
Negative gearing
Apply tax refund on losses (cashflow table)
CGT method (cashflow table)
50% discount (current rules)
CPI rate for indexation (% p.a.)
Monthly loan paydown
Extra savings reduce your loan balance each year
Monthly savings ($)
Savings growth (% p.a.)
Grows with inflation
When to sell?
Selling costs = 3% of sale price. Both policy scenarios always shown side by side — column labels reflect your current toggle settings.
Acquisition summary
CGT: 50% discount applies if held 12+ months. Capital gain taxed at your marginal rate on 50% of the gain.
