FAQ’s

Frequently asked questions

Is a buyers agent worth it for property investors?

It is when the agent saves you more than the fee and stops the expensive mistakes. Our average purchase comes in $27,000 under bank value, about double our $13,000 plus GST per-property fee, and 80% of what we buy never reaches the open market (as at October 2026).

For most investors, the bigger cost isn't the fee. It's stalling. 71.5% of Australian property investors own just one investment property (ATO Taxation Statistics 2020-21), usually because the first purchase uses up the borrowing for the next. A buyers agent that plans the whole sequence is worth more than one that buys a single property.

It isn't worth it if you have the time, the local knowledge and the negotiating experience to do it yourself, and you enjoy it.

More on our buyers agent for property investors page.

What makes Handle Properties different from other buyers agents?

A buyers agent buys you a property. Handle plans your way out of your job, then buys every property in that plan with you.

We start with your Exit Plan: your job-optional number, how many properties it takes, in what order, and where super and commercial fit. Then we buy each property anywhere in Australia the data says the numbers work, 5 to 10% under bank value.

Most buyers agents stop at settlement. We stay on the plan with you, with an Exit Plan Review every six months and your next purchase dated before the last one settles.

We charge a fixed fee per property, paid at settlement, not a percentage of the price. We never earn more by getting you to spend more.

How do I know Handle Properties isn't just another hyped property business?

Check the numbers, then talk to our clients. We buy more than $10M of property for clients every month, 80% of it off-market, and our average purchase comes in $27,000 under bank value (as at October 2026).

AJ and Nik own 19 properties between them, built on their salaries, and both left corporate on the back of them. AJ comes from venture capital and fintech, Nik from financial planning.

Our promises are in writing. If a property comes in less than $15,000 under bank value, we refund the gap, up to our fee. If finance falls through, you get every dollar back. If it isn't leased within 14 days of settlement, we pay the rent until it is.

And if you'd like to speak to a past client before you commit, ask. We'll connect you.

Do you buy Australia-wide or just in popular cities?

Australia-wide. We buy where the data says the numbers work, not where you live.

Buying close to home feels safe because it's familiar, not because the numbers work. We call it postcode bias. Most of our purchases are in regional markets and growth corridors, where yields are higher and prices let you buy more than once. We buy in capital cities too, when the numbers support it.

Our clients have recently bought in Townsville, Logan, Bundaberg, Rockingham, Armadale (WA), Launceston, Mildura, Bendigo, Ballarat and South Grafton. That list moves as the data moves.

See where our model rates strongest right now on our buyers agent for property investors page.

How much of your buying is actually off-market?

80% of our purchases never hit the open market (as at October 2026).

Selling agents bring us off-market and pre-market properties because our buyers have a plan and finance ready. Fewer buyers competing is a big part of why our average purchase comes in $27,000 under bank value.

Off-market doesn't automatically mean a good deal, so every property goes through the same checks: our 29-check suburb screen, a video walkthrough, an independent building and pest inspection and a valuation through our broker.

What does strategy first actually mean?

It means no property is recommended until your Exit Plan is built. The plan answers the questions that decide the next ten years:

  • Your job-optional number: the income you want to replace, and roughly when
  • How many properties it takes, in what order, and at what price points
  • Borrowing, confirmed in writing within 72 hours by our in-house broker, with the lender order set so purchases two and three stay possible
  • Ownership: your own name, a trust, your SMSF or commercial, with licensed partners for structure and tax advice
  • Buffers: we never invest your last three months of living costs (the Buffer Rule)

Exit Plan Lite is built live on your first call, free. The full Exit Plan takes 2 days. The properties are the visible part. The plan is what stops you stalling at one.

How long does it take to buy a property with Handle Properties?

Your full Exit Plan is ready in 2 days, your borrowing is confirmed in writing within 72 hours, and your first shortlist arrives within 7 days, off-market where we can.

From there, timing depends on the market and on the right property coming up. We'd rather wait another week than buy the wrong one.

After settlement, the property is tenanted within 14 days, or we pay the rent until it is, and your next purchase is already dated. Expect about 3 hours of your own time per property.

How do you reduce the risk of buying the wrong property?

With a process every property has to pass, not a feeling about a suburb.

  • Our suburb model scores 3,393 Australian suburbs on demand, growth, yield and community, refreshed weekly
  • Every suburb we buy in passes a 29-check screen
  • We buy to a 5 to 6% gross yield, so the property carries more of itself
  • Every purchase is stress-tested at 2% above current interest rates before you commit
  • Every property gets a video walkthrough, an independent building and pest inspection and full checks before you see it
  • We buy 5 to 10% under bank value. If a property comes in less than $15,000 under, we refund the gap, up to our fee

Nobody can promise future growth, and we don't. Past growth is not a guide to future growth, which is why the screen runs on every property, not just every suburb.

Who is Handle Properties best suited for?

Dual-income professional households that own between none and two properties, can comfortably put around $2,500 to $3,000 a month towards property, and want work to become optional. Many of our clients work in tech, medicine, law and finance, and live in Sydney or Melbourne.

We're not the right fit if you want to renovate, develop or subdivide, would rather learn and do it yourself, or are buying a home to live in.

If your numbers don't support a plan yet, we'll tell you, and tell you what has to change.

Do you help clients invest through super (SMSFs)?

Yes, where it suits your plan. When the banks say stop on personal borrowing, your Exit Plan can step up to SMSF and commercial property. We call this the Step-Up.

Our job is to model how a super-based purchase fits your plan: the structure, the borrowing and the long-term effect. Nik, one of our co-founders, comes from financial planning. The formal advice, fund setup and rollover come from our licensed financial planning and accounting partners.

Commercial purchases are 1.5% plus GST. Handle Properties is a licensed buyers agency, not a financial or superannuation adviser.

How many properties do I need to make work optional?

It depends on the income you want to replace and your borrowing. As a working figure, a debt-free property of around $600,000 earns about $25,000 a year. Replacing $100,000 of take-home pay means about four properties held debt-free, which usually means buying around six and selling two to clear the debt.

Your Exit Plan works out your exact number, the order and the timing. These figures are illustrative, not a promise of future results.

For context, 71.5% of Australia's 2.25 million property investors own just one investment property, and fewer than 10% own three or more (ATO Taxation Statistics 2020-21). The plan exists to get you past the point where most people stall.

What results do Handle's clients get?

Here's what we measure on every purchase, as at October 2026:

  • Our average purchase comes in $27,000 under bank value
  • 80% of purchases are off-market
  • We buy more than $10M of property for clients every month

We don't publish average growth figures, because they read like a promise and they aren't one. Markets move, and past growth is not a guide to future growth.

What we can show you is the method and the purchases. See our recent purchases and what clients say in their reviews.

How much does Handle Properties charge?

Three steps:

  • Exit Plan Lite, free. Built live on your first call, on your numbers.
  • The Exit Plan, $3,000 one-off membership. Your full plan in 2 days, borrowing in writing in 72 hours, six-monthly reviews and the Resign-Ready Check.
  • Each property, $13,000 plus GST, paid at settlement. Commercial is 1.5% plus GST.

It's a fixed fee, not a percentage of the price. We buy 5 to 10% under bank value, and our average is $27,000 under, about double the per-property fee.

If your Exit Plan isn't worth the membership, tell us within 7 days and the fee comes back. Keep the plan. See how we work.

Who actually buys my property?

AJ or Nik, the co-founders, oversee your plan and every purchase from first call to settlement. You won't be passed down a sales chain.

They own 19 properties between them, built on their salaries while working full-time corporate jobs, and both left corporate on the back of them. They were where most of our clients are now: earning well, short on time, and wanting work to become a choice.

Before anyone resigns, AJ and Nik run the Resign-Ready Check with you personally. The answer is either "go" or "not yet, here's the gap".

What happens after I buy?

Settlement is where most buyers agents stop. Your plan keeps going.

  • Tenanted within 14 days of settlement, or we pay the rent until it is
  • Your next purchase is dated at settlement, with borrowing re-checked six months out
  • An Exit Plan Review every six months: lending, equity, cash flow and the market
  • The Step-Up to SMSF and commercial when the banks say stop
  • The Resign-Ready Check before you hand in your notice

Your whole plan and every purchase live in the Handle portal.

Have a not so frequently asked question?

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