Four guarantees. In writing.

Four guarantees. We carry the risk.

Most buyers agents sell you hope. We put in writing what we promise on price, finance, tenancy and the plan itself, and exactly what happens if we miss.

Free discovery call. No obligation. 100% confidential.

1
Price GuaranteeAt least $15,000 under bank value, or we refund the gap, up to our fee.
2
Finance GuaranteeIf your finance falls through, every dollar back.
3
Tenancy GuaranteeLeased within 14 days of settlement, or we pay the rent until it is.
4
Plan GuaranteeNot worth the fee? Tell us within 7 days and it comes back. Keep the plan.
The Handle guarantees

Four written guarantees. Locked into your agreement.

Here is exactly what we promise, and exactly what happens if we don't deliver. No fuzzy clauses.

Guarantee #1 · Price

Every property at least $15,000 under bank value. Or we refund the gap.

You shouldn't pay retail for an investment. We buy 5 to 10% under bank value, and our average is $27,000 under.

If a property comes in less than $15,000 under bank value, we refund the difference, up to our fee.

  • "Bank value" means a valuation ordered through Handle's broker at purchase.
  • Negotiated by licensed buyers agents, off-market where we can. 80% of our purchases never hit the open market.
  • Written into your agreement.
Build my Exit Plan
100% Guaranteed In Writing
$15KFloor under bank value

We refund the gap, up to our fee.

Guarantee #2 · Finance

If your finance falls through, you get every dollar back.

The biggest fear most investors have is paying a fee and then getting knocked back by the bank. Our in-house broker confirms your borrowing in writing within 72 hours, before we start the search. If your finance still falls through and you can't proceed, every dollar you've paid us comes back.

  • Borrowing confirmed in writing within 72 hours.
  • Lenders ordered so your second and third purchases stay possible.
  • Our per-property fee is paid at settlement, not before.
Talk to our team
100% Guaranteed In Writing
100%Back if finance fails

Every dollar you've paid us. Full stop.

Guarantee #3 · Tenancy

Tenanted within 14 days of settlement. Or we pay the rent until it is.

An empty property costs you money every week. We line up the property manager before settlement and set the rent from local comparables, so the property can start earning straight away. If it isn't leased within 14 days of settlement, we pay the rent until it is.

  • Property manager appointed before settlement.
  • Rent set from local comparables, not a guess.
  • Written into your agreement.
Lock in my spot
100% Guaranteed In Writing
14Days to a tenant

Or we pay the rent until it's leased.

Guarantee #4 · The plan

If your Exit Plan isn't worth the fee, it comes back. You keep the plan.

The Exit Plan is a $3,000 one-off membership. You get your full plan in 2 days, your borrowing in writing within 72 hours, and the plan live in the Handle portal. If you don't think it's worth the fee, tell us within 7 days and we refund it. Keep the plan anyway.

  • Your job-optional number, how many properties it takes, and the order to buy them in.
  • Reviewed with you every 6 months.
  • If your numbers don't support a plan yet, we'll tell you "not yet" and what has to change.
Build my Exit Plan
100% Guaranteed In Writing
7Days to decide

Full refund of the membership. Keep the plan.

Why we can stand behind this

Our numbers say it all.

Averages across Handle client purchases. "Bank value" means a valuation ordered through Handle's broker at purchase.

$27,000
Avg under bank value
80%
Purchased off-market
$10M+
Purchased for clients every month
Why Handle can offer this

Most agencies can't make these promises. Here's why we can.

The guarantees aren't a marketing trick. They work because of the system behind them: a suburb model, a plan before any property, and off-market buying.

Data-led research

Our suburb model scores 3,393 Australian suburbs on demand, growth, yield and community, and every purchase passes a 29-check screen before you see it.

Off-market network

80% of our purchases are secured off-market through selling-agent relationships in the markets we buy in. That's where the gap to bank value comes from.

Plan first

Before we look at a property, we build your Exit Plan: your job-optional number, how many properties it takes and the order to buy them in. Property is the asset. The plan is what makes it work.

Real client outcomes

Investors who scaled with confidence.

Real Handle clients, in their own words.

Handle client story: Dr Atul Ingle, Specialist Plastic Surgeon — zero to $3M property portfolio and $800k+ capital growth in 24 months, 19.62% pa annualised growth
Handle client story: Zarah Jamal, Event Manager — locked in long-term security with a 7.6% dual-income, cash-flow positive property, 23.08% pa annualised growth
Handle client story: Michele Guarneri, Restaurateur — secured 5 properties within 10 months using Handle's structured sequencing and acquisition strategy, 27.27% pa annualised growth
Common questions

Everything you need to know.

Do you guarantee capital growth?
No. Nobody can honestly guarantee what a property market will do over 12 months, so we don't. We guarantee what we control: the price we pay, your finance, the tenant and the plan. We buy for yield, at 5 to 6% gross, and under bank value, so the portfolio can carry itself while values move. Past growth is not a guide to future growth.
What does "$15,000 under bank value" actually mean?
Before you commit, we compare the negotiated price with a bank valuation ordered through Handle's broker. We buy 5 to 10% under bank value, and our average is $27,000 under. If a property comes in less than $15,000 under, we refund the gap, up to our fee.
How does the finance guarantee work?
Our in-house broker confirms your borrowing in writing within 72 hours, before we start looking. If your finance still falls through and you can't proceed with the purchase, every dollar you've paid us comes back.
What happens if the property isn't tenanted?
If it isn't leased within 14 days of settlement, we pay the rent until it is. We appoint the property manager before settlement so the listing is ready to go on settlement day.
Is this available to every client?
The guarantees apply to Handle buyers agency clients on our standard agreement. The exact terms of each one are set out in writing in your agreement before you pay anything.
What happens on the discovery call?
It's a free 20-minute call where we build your Exit Plan Lite live: your job-optional number, roughly how many properties it takes and your first milestone. If your numbers don't support a plan yet, we'll tell you "not yet" and what has to change.
Book your free discovery call

Ready to see your job-optional number?

Pick a time below. We take on 20 new clients a month, about 5 a week.

Free discovery call. No obligation. 100% confidential.

Handle Properties is a licensed buyers agency. We are not financial, credit, tax or superannuation advisers. Each guarantee applies on the terms set out in your written agreement. Figures are averages across Handle purchases and are not a promise of future performance. "Bank value" means a valuation ordered through Handle's broker at purchase.